Compare
Not sure which option is right for you? Watch the video below to learn more about leasing vs. financing.
Cost
Finance
You can borrow the full purchase price of the vehicle plus extras such as Protection Plans, accessories and fees. Taxes are calculated on the full purchase price of the vehicle.
VW Select
You can borrow the full purchase price of the vehicle plus extras such as Protection Plans, accessories and fees. Taxes are calculated on the full purchase price of the vehicle.
Lease
You will pay monthly installments based on an amount pro-rated to the term and kilometre option of your choice; plus any extras such as Protection Plans, accessories and fees. Taxes are calculated on the monthly payment, not on the full price of the vehicle.
Onwership
Finance
You are the registered owner of the vehicle while you pay your monthly installments. When you complete your final installment you will have full ownership.
VW Select
You are the registered owner of the vehicle while you pay your monthly installments. When you complete your final installment along with the lump-sum VW Select payment you will have full ownership.
Lease
You do not own the vehicle while you pay your monthly installments. When you complete your final installment, you will have the option of buying your Volkswagen for a predetermined price, or returning it.
Payments
Finance
You pay off the value of the contract, over a fixed term, with equal monthly or biweekly installments. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due 30-days from the day you take delivery.
VW Select
You pay down the value of the contract, over a fixed term, with equal monthly or biweekly installments. On the due date of your final installment a pre-determined amount (end-value) becomes due to satisfy the contract. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due 30-days from the day you take delivery.
Lease
Similar to renting a home, you pay a monthly installment for exclusive use of the vehicle over a fixed term, with an option to purchase the vehicle for a predetermined amount (residual value) at the end of the term. You can reduce your installment amount by making a down-payment at the time of purchase. Your first payment is due on the day you take delivery.
Personalization
Finance
You can customize the term, repayment structure and more to suit your personal situation.
VW Select
You can customize the term, repayment structure and more to suit your personal situation.
Lease
You can customize the term, kilometre allowance, and more to suit your personal situation.
Upgrading your vehicle
Finance
At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your loan early.
VW Select
At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your loan early.
Lease
At any time during, or at the end of the fixed term, you can explore upgrading to a new Volkswagen with your Dealer. There is no penalty for paying out your lease early.
Protection Plans
Finance
Mechanical Breakdown Protection
Vehicle Loss Privilege Program
Appearance Protection
Loan Protection
Anti-Theft
VW Select
Mechanical Breakdown Protection
Vehicle Loss Privilege Program
Appearance Protection
Loan Protection
Anti-Theft
Lease
Lease Excess Wear Waiver
Mechanical Breakdown Protection
Vehicle Loss Privilege Program
Appearance Protection
Loan Protection
Anti-Theft